The Structural survey as suggested by its title concentrates on the structure of the boat together with items related to safety and is sometimes called an ‘out of water survey’ by the insurer.
It is similar to the condition survey but does not include most cosmetic defects and excludes the following headings found in the condition report: Ventilation, Joinery, Heads, Machinery (with the exception of the stern gland), Water, Electrical Installation and Sails.
Insurers usually require a market valuation and you should advise the surveyor if a valuation is required prior to survey.
My survey reports are accepted by all leading insurers, marine finance companies and banks.
It is worth noting that if your boat is not seaworthy under marine insurance law your insurance policy will be void, this is still the case even if the survey report you have sent to your insurer appeared to be satisfactory and was accepted by them. It is therefore unwise to get an inexpensive and brief insurance survey, because if it fails to highlight an important defect your insurance will not be valid.